As of 15 of April, retail customers in Germany can take advantage of a new investment offering from Crédit Agricole. With “Crédit Agricole Savings”, the European banking group has developed a digital platform for savings solutions and offers a wide range of different savings options, which will be significantly expanded over the course of this year. The launch of Crédit Agricole Savings is part of Crédit Agricole S.A.’s ACT 2028 Medium-Term Plan, with the aim of collecting €40 billion in deposits, including €30 billion in Germany.
With its long-standing presence in Germany and deep expertise in savings solutions, Crédit Agricole offers a new, forward-looking approach. The slogan “Think big for your money” sums up this goal: the expertise and solidity of a leading European banking group enable reliable, responsible, and long-term savings solutions that are specifically tailored to the German market.
Interested savings customers can find the new digital platform here: www.credit-agricole-savings.com
The comprehensive launch offering is one of the largest on the market and includes seven products, ranging from flexible overnight deposit solutions to long-term fixed-term deposits.
- Tagesgeld Flex*, a savings account with flexible deposits and immediate access to funds (maximum amount: €15,000)
- Tagesgeld Plus*, combining a base interest rate with a loyalty bonus rate after 12 months (maximum amount: €50,000)
- Tagesgeld Ziel*, based on mandatory monthly contributions with fixed commitment periods of 12 to 60 months (maximum amount: €60,000)
- Festgeld Wachstum **, a term deposit offering a progressive interest rate over 36 to 60 months, with interest capitalized at maturity and early withdrawal possible subject to a 31-day notice period
- Festgeld langfristig **, a long-term fixed-rate term deposit with maturities ranging from 24 to 120 months and interest capitalized at maturity
- Festgeld kurzfristig **, a short-term fixed-rate term deposit with maturities of 1, 3, 6, 9, or 12 months, automatically renewable and with interest paid at maturity
- Festgeld ausschüttend **, a term deposit with fixed interest rates and periodic interest payments (monthly, quarterly, or annually) over 24 to 120 months
“Crédit Agricole Savings” is a platform developed to the highest market standards and offers:
- a fully digital and secure onboarding process,
- an intuitive user interface that provides a clear overview of savings accounts and products,
- transparent and easily accessible product information,
- digital decision-making tools to help find the right savings solutions,
- and expert customer support by phone in German.
The launch of the mobile app is planned for September to further improve the customer experience and everyday access to the platform via the app. By the end of 2026, the platform will be launched in three additional European countries. The range of savings and investment solutions will also be further expanded during the first quarter of 2027.
Stéphane Priami, Deputy General Manager of Crédit Agricole S.A. in charge of the International Banking & Services division, says: “Germany is one of Europe’s largest and most demanding savings markets, characterized by a strong savings culture, a preference for capital protection, and a high level of trust in long-established financial institutions. We are positioning ourselves as a trustworthy European partner with a long-term commitment, reliability, and an attractive product offering on a modern platform. ‘Crédit Agricole Savings’ will further solidify our position as one of Europe’s leading universal banks.”
Crédit Agricole has been present in Germany for more than 70 years and, through seven subsidiaries, and more than 2,000 employees, serves large and medium-sized enterprises, institutional clients, financial institutions, and private customers. The launch and further expansion of “Crédit Agricole Savings” underscore the Group’s ongoing commitment to Germany.
* Savings accounts
- Subject to a 31-day notice period
- Limited to one account per client
** Term deposits
- Minimum investment: €5,000
- Maximum investment: €1,000,000
- Single initial deposit
- Funds available at the end of the commitment period
- No limit on the number of products per client